When my wife and I had our first child, we realized that we couldn’t afford to keep on spending foolishly on our selves, because then what would happen to our child’s future? With Mvelopes’ Budgeting solution, we both can now manage a Family Budget that keeps us both in check.

It was my wife who had stumbled on Mvelopes and convinced me to try this service for the 14-day trial period and then get rid of it when it was over. After signing up, we got to realize where we stood financially as the system calculated our net worth. With that in mind, we planned a bunch of accounts, or envelopes, to accommodate each expenditure so we can able to control our budget and still have enough to enjoy our lives. 

Little did I know that it would become a way of life to me, because now the minute I get my hands on my salary, I start Budgeting and allocating funds for everything possible, starting from the rent and all the way to our weekly trip to the bar with friends, not to mention the ease of recording expenditures and transactions.