I am a veteran and I was looking to refinance my mortgage. Keeping, the ongoing mortgage crisis in mind, I wanted to ask what sort of an interest rate can I get if I opt for a VA refinance?

Also I might be interested in buying a new house in the near future. Also please provide more details relating to the VA home buying rates.

I will appreciate it if you can start a mailing list with my name and address, so you may be able to send me more detailed information on topics like veteran benefits.

Also please let me know if I may be eligible for a reverse mortgage? As I am 57 years old, I hope I can qualify for a low interest rate. Are there any age specific information which I should be aware of at this point of time?

How does the Loan to Value ration affect the type of interest rate, which I may qualify for?

What costs are involved in a mortgage refinance and would I have to pay for it in full or can they be included in the mortgage balance?

I wish you the best and hope to hear from you soon. Thanks!